Charlotte Wayne has detested Chance Beaumont since the fourth grade. Her bickering with the big, rugged cowboy has become legendary around their small Montana town. But little does anyone know, Charlotte's animosity masks unspoken feelings... because underneath it all, Chance is the only man who ever truly claimed her heart.

Chance has spent his whole life in Rustlers Creek, but he's always been on the outside looking in. He needs to focus on keeping his ranch afloat amid the massive debt left by his late father, and the feelings he harbors for Charlotte don't make it any easier. She's ranching royalty and he's perpetually scrubbing mud off his boots. It's safer to push her away than hope for something he can never have.

When a business opportunity forces Charlotte and Chance to work together, they share a heated moment in each other's arms. The simmering attraction they've fought for years can no longer be ignored, but will Chance's doubts stand in the way of their happiness? Or will he finally declare his love and prove to Charlotte that he's always been her cowboy?