Keeping a record of your expenses by using a budget planner is a good way to manage your finances from month to month. Use this financial calendar or financial planner to write your expenses and view your expenses in one place and track your bills.

✅Be in control over your money - A budget is a way of being intentional about the way you spend and save your money. Budgeting saves you the stress of suddenly having to adjust to lack of funds because you did not initially plan how to spend them.

✅Keeps you focused on your money goals - Avoid spending unnecessarily on items and services that do not contribute to attaining your financial goals.

.✅Makes you aware what is going on with your money - With budgeting, you are clear on what money is coming in, how fast it goes out, and where it is going to.

✅Helps you organize your spending and savings - By dividing your money into categories, a budget makes you aware which category of expenditure takes which portion of your money. That way, it is easy for you to make adjustments.

.✅Makes you decide in advance how your money will work for you. At the start of each month or every other month, take an hour or so out of your day to plan out your financial calendar.

✅Enables you to save for expected and unexpected costs - Budgeting allows you to plan to set aside money for emergency costs.

✅Enables you to communicate with your significant others about money - If you share your money with your spouse, family, or anyone, a budget can communicate how you use money as a group. Budgeting teaches family members spending responsibility and accountability.

✅Provides you with an early warning for potential problems - When you budget, you will see potential money problems in advance, and be able to make adjustments before the problem appears.

✅Helps you determine if you can take debt and how much - Budgeting shows you how much a debt load you can realistically take without being stressed or if taking the debt load is worth it.

✅Enables you to produce extra money - In budgeting, you get to identify and eliminate unnecessary spending like late fees, penalties and interests by using a bill organizer. These seemingly small savings can add up over time.