Joe Chornyak has helped hundreds of people turn around their finances, secure their futures, and avoid the sharks posing as financial advisors. Now, his book can help you do the same.

Have you ever wondered how much an investment is really costing you in hidden fees? Joe will show you. Are you concerned about how to create a legacy and what will happen to it once you're gone? Joe knows because most of his clients are with him for life. With knowledge that comes from years of experience and integrity that comes from the heart, Joe Chornyak can help you find a stronger, more secure, and more realistic financial path--starting now.

Now, you can peek behind the curtain and see how the financial planning business really works. Joe will show you how:

- To understand the three kinds of money you have: short-term, intermediate-term, and long-term
- To determine the true risks between actively and passively managed mutual funds
- To protect what you've accumulated from taxes and other predators
- To understand the total cost of working with an advisor

Hundreds of people have trusted Joe Chornyak with their money and their dreams. Now, you can trust him to show you how to secure your future.